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Apologies to Yee-man for not only the big changes I mentioned, but also all the other ones that were then needed to make this new version of his story work.
My idea was to make readers think the old lady is at risk, and hide the fact that she is really much more dangerous than the young man.
Therefore:
although the young man sees the name Mulholland early on in the story, he doesn't remember who he was until it's too late
the woman is elderly and not scary, and she lives alone
the young man is clearly planning to steal from her, and he discovers there's nothing to stop him from doing this
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