Working families will enjoy free public hospital services and drugs if their medical spending exceeds a set percentage of their annual household income under the new health policy being drawn up.
This is being seen as a 'second safety net' in the public health-care system - in addition to the first one for people on welfare and those who have passed a means test for a financial assistance scheme called the Samaritan Fund.
A person familiar with the new policy said the second safety net was aimed at providing better protection to middle-class people suffering catastrophic and long-term diseases.
The ceiling above which people could receive public funding has not been set, but Patients' Rights Association spokesman Tim Pang Hung-cheong said it should be no more than 10 per cent of income.
Food and Health Bureau figures show that while most public patients spend less than HK$300 a year on hospital bills, about 1 per cent pay a substantial portion of their incomes. 'This minority of public patients have to pay tens of thousands of dollars in hospital bills, which puts a lot of financial stress on the whole family. This second safety net aims to help these people by setting a spending limit for them, over which the government will pay the rest,' the person said.
About 25 per cent of public patients are on welfare and enjoy free medical services.