A TERTIARY student who admitted using a schoolfriend's personal particulars to apply for five credit cards was ordered to complete 150 hours of community service. Appearing in the Eastern Court before Magistrate Jonathan Acton-Bond, Li Yat-chu, 20, a second-year student at Shue Yan College, North Point, pleaded guilty to five counts of using a false instrument between January and May. The court heard the matter came to light on May 5 when the banks' security staff approached Li's schoolfriend, Choy Kin-yan, who was not aware her personal particulars and copies of her identity card had been passed on to the banks by Li. Miss Choy found the address given in the application form was Li's home address. Police then arrested Li at his home and discovered copies of Miss Choy's identity card and student card. The court heard Li had asked Miss Choy to act as a guarantor when he bought a personal stereo system on credit last year. This was how he obtained copies of her personal information.