Janus Zhang
Janus Zhang
Dr Janus Zhang is an assistant professor in the Department of Accountancy and Law at Hong Kong Baptist University School of Business. His research specialises in financial accounting, banking and auditing. He is a certified public accountant and a former auditor at Deloitte.

More than ever, banks must strike a delicate balance between extending needed lines of credit to borrowers while also safeguarding themselves against bad debt. Banks must continue to lend while anticipating loan losses, and shielding lenders and borrowers while managing bad loans is essential to an economic recovery.

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