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Global fintech investments nosedive as Chinese fundraising falls sharply, report says

  • US remains world’s biggest fintech market with US$12.7 billion in first-half fundraising, according to Accenture
  • Fintech investments in China totalled US$820 million in the first half of 2019 vs US$17.7 billion a year earlier, Accenture says

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A Hong Kong merchant uses Ant Financial Services Group's Alipay at her stall in Po Tat Market. Photo: Edmond So
Chad Bray

Global investments in fintech firms tumbled 29 per cent in the first half of the year as deal activity in China fell sharply amid an escalating trade war between Washington and Beijing, according to a new report by the consulting firm Accenture.

The value of financial technology deals worldwide in the six months ended June 30 declined to US$22 billion, compared with US$31.2 billion in the same period a year earlier. The number of deals globally, in contrast, increased 2 per cent to 1,561 in the first half of the year.

Ant Financial Services, the operator of Alipay and an affiliate of Alibaba Group Holding, raised US$14 billion in the first half of 2018, the largest fintech investment last year. Excluding that deal, global fintech investments would have increased 28 per cent in the first half of this year, according to Accenture. Alibaba is the parent company of the South China Morning Post.
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The United States remained the biggest market for fintech transactions, with investments jumping 60 per cent to US$12.7 billion in the first half of 2019, according to Accenture. Investment in the United Kingdom nearly doubled to US$2.6 billion, while Germany, Sweden and France also saw strong gains.

“There’s been a lot of interest and demand from consumers for new fintech propositions, particularly in the UK and elsewhere in Europe. Fundraising is also moving to support the scaling up of challenger and collaborative fintech, which will cause lumpiness in some [funding] rounds,” said Julian Skan, a senior managing director in Accenture’s Financial Services practise. “However, the question is: How long can that last? Fundraising is likely to reach a plateau soon and will most likely dip going forward.”

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