A critical illness policy pays you a lump sum if you're diagnosed with a serious illness, or suffer a major trauma, as defined in the policy.
Melanie Nutbeam
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Melanie Nutbeam, a certified financial planner based in Hong Kong, addresses common personal finance queries. Send your questions to
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A critical illness policy pays you a lump sum if you're diagnosed with a serious illness, or suffer a major trauma, as defined in the policy.
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