Smart money: personal finance
Smart personal finance sites for the middle class

Kiplinger offers practical advice for average families in its family finance section. The site helps find savings and value, exploring and listing the best values in everything from private colleges to green cars. A "Money Smart Kids" section teaches children how to save and spend.
Local investors with a link to Britain will find this site practical in Hong Kong, too. It's laid out like a British tabloid, but beneath the sensational stories of personal financial woe and economic catastrophes, it teaches how to avoid family disasters such as mortgage traps like negative equity and failing to pay off a mortgage before retirement. Hong Kong parents who have children living and studying in Britain can keep track of the issues that affect their tuition fees, credit card deals and personal finances. News feeds, exchange rates and charts of major indices are easy to read.