Rant: scam artistry

"We regret having to terminate the account with us," began a recent e-mail I received from "HSBC Bank", before giving me the date on which the account would cease to operate.

Three reasons were given:

1) "The account would be effectively terminated due to the recent information gathered from the profile does not martch the background data."

2) "You have refused to follow the link which were sent to the email recently."

3) "You logged on immediately you verified the account which caused the verification been cancelled. This may b our increasing inflation problem which have forced your account to close down serval of its operations."

I could "cancel the termination process", I was told, by clicking a link.