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Egypt balloon tragedy
Hong Kong

Egypt crash victims' kin demand answers from insurance company

Three relatives of the deceased, from the Ho and Siu families, spoke to the Hong Kong press for the first time yesterday, after the China Merchants Insurance Company refused to fork out compensation to six of the nine people who died.

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The kin of the four victims from the Siu family turn up at the mortuary in Kwai Chung. Photo: David Wong
Amy Nip

Family members of the Hongkongers who perished in last month's Egypt balloon crash have raised questions about loopholes in the insurance policies their loved ones bought.

Three relatives of the deceased, from the Ho and Siu families, spoke to the Hong Kong press for the first time yesterday, after the China Merchants Insurance Company refused to fork out compensation to six of the nine people who died.

The six whose deaths have been excluded from compensation had bought their policies at the Professional Teachers' Union (PTU), a third party selling insurance offered by Union Faith, an intermediary agent for China Merchants.

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Apart from paying to bring the bodies home - reportedly at HK$120,000 per body - the insurer has refused to pay any other compensation.

Yesterday, the victims' relatives demanded answers from tour agency Kuoni and China Merchants as to why their family members would have boarded the balloon with policies that did not cover the activity.

They claimed that aerial activities other than parachuting and 'air travel as a passenger in a properly licensed power-driven aircraft' are excluded from coverage

"They claimed that aerial activities other than parachuting and 'air travel as a passenger in a properly licensed power-driven aircraft' are excluded from coverage," said Mr Ho, the son of deceased couple Ho Oi-ming and Tang Yuk-ling. "As a layman, how would I know what aerial activities or power-driven aircraft are? Hot-air balloons are powered and regulated by licences, too."

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