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First five companies licensed to offer stored value facilities in Hong Kong

Licence holders include Octopus and Alipay Wallet; city’s monetary authority aims to regulate expanding electronic payment services sector

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The Hong Kong Monetary Authority said more licences will be granted before and after November 13. Photo: Sam Tsang

Hong Kong’s de facto central bank on Thursday granted the first batch of licences to five stored-value service providers in a landmark move to regulate the city’s rapidly expanding electronic payment business.

The five licence holders picked out of 20 applicants are: Alipay Wallet; Tap & Go, run by PCCW’s HKT; WeChat Pay; Hong Kong-based TNG Wallet; and Octopus & O! ePay run by Octopus Cards.

Alipay is owned and operated by Ant Financial Services, which is an affiliated company of Alibaba, which owns the South China Morning Post.

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Such payment services had been operating without supervision in the city until last November, when an ordinance was introduced by the Hong Kong Monetary Authority.

Players were granted a one-year transition period to operate without a licence.

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“The grant of the first batch of licences for [issuers of stored-value facilities] is turning a new page in retail payment development in Hong Kong,” Norman Chan Tak-lam, chief executive at the authority, said.

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