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Ethnic minorities in Hong Kong
Hong KongHong Kong Economy

Hong Kong Monetary Authority implements measures to improve ethnic minority access to basic financial services

Move in response to racial discrimination and cumbersome complaints process, causing people to not come forward to address their grievances

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Sarah Kwok of the Hong Kong Monetary Authority says the complaints form was simplified in May last year, and it now requires less personal information. Photo: Jonathan Wong
Harminder Singh

Concerns are growing that a “banking underclass” is emerging in Hong Kong due to the combined effects of racial discrimination and a system of redress so cumbersome that people have given up complaining.

In a move to address the problem – which has become increasingly difficult to quantify due to a falling number of formal complaints – the Hong Kong Monetary Authority has introduced a series of measures aimed at improving ethnic minority access to basic financial services which the rest of the population take for granted.

Both the authority – a de facto central bank for the city – and a respected ethnic minority advocacy group have urged people from the ethnic minority community, which numbers more than 350,000, not to lose faith in the complaints system.

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Last year, advocacy group Hong Kong Unison received just seven complaints about possible discrimination against ethnic minority people who tried to open a bank account or access financial services while Equal Opportunities Commission said it received only one such complaint under the Race Discrimination Ordinance. The monetary authority said their 2016 figure was zero.

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The latest figures are in apparent contradiction to a study released by the equal opportunities watchdog in September last year, which found 33 per cent of non-white people of different ethnic backgrounds faced discrimination from financial services providers.
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