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It’s a dog’s life: Hong Kong pet insurance policies for popular breed vary by more than HK$12,000 a year, Consumer Council reports

  • Alaskan malamute tops the poll of dogs and cats for the biggest difference in insurance premiums
  • No major differences in premiums for cats, but Consumer Council found variations depending on age of animals

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Pet insurance costs vary widely, an investigation by the Consumer Council has found. Photo: May Tse

Pet insurance policies for dogs of the same age and breed varied by more than HK$12,000 (US$1,529) a year in some cases, Hong Kong’s consumer watchdog has found.

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Lui Wing-cheong, the Consumer Council’s research and testing committee vice-chairwoman, on Wednesday said the biggest difference was for an eight-year-old Alaskan malamute, where quotes ranged from HK$4,798 to HK$17,352 – 2.6 times more than the cheapest price.

The survey, which examined the costs for six popular dogs and cats, also discovered premiums could vary from about HK$3,500 to over HK$12,000 for animals of the same age and breed.

The comparison covered six dog and cat breeds popular in Hong Kong.

The cost of health coverage for pets can vary widely, the Consumer Council has found. Photo: May Tse
The cost of health coverage for pets can vary widely, the Consumer Council has found. Photo: May Tse

The other dogs were the poodle and shiba inu and the cats were the British shorthair, domestic shorthair and ragdoll. Quotes were sought for animals aged one, five and eight.

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