https://www.scmp.com/rss/507493/feed Tristan Chiappini is vice-president and head of partnerships for Asia-Pacific at PPRO, a specialist for local payment methods and value-added services, with offices worldwide. Relocating to Singapore in 2020, he joined the company in 2016 as head of account management in the UK. He was raised in South Africa, and graduated from the University of Cape Town with an Honours degree in politics, philosophy and economics. en https://assets.i-scmp.com/static/img/icons/scmp-meta-1200x630.png https://www.scmp.com The concept of consumer credit at the point of sale has existed for many years, from merchant loans to bank lending and credit cards. There have been further evolutions in recent years to the way consumer credit is offered and structured, largely transformed by the advent of big data, digital identities and smartphones. Technology like this enables fintech companies to easily gather customer profiles and user behaviour, giving them the ability to approve loans in just a few seconds. The result... https://www.scmp.com/comment/opinion/article/3180982/how-pandemic-weary-young-people-are-embracing-live-now-pay-later?utm_source=rss_feed https://www.scmp.com/comment/opinion/article/3180982/how-pandemic-weary-young-people-are-embracing-live-now-pay-later?utm_source=rss_feed Sun, 12 Jun 2022 02:15:15 +0000 With the pandemic, businesses and governments around the world are stepping up efforts to discourage cash in favour of digital and contactless payments. There is a compelling case for moving towards an innovative, digital-first, cashless society, especially in Southeast Asia, to empower small businesses and citizens to access the global digital economy. But going completely cashless may lead to some unintended consequences. As the world continues its relentless march towards a cashless economy,... https://www.scmp.com/comment/opinion/article/3105351/booming-digital-economy-must-still-make-space-cash-particularly?utm_source=rss_feed https://www.scmp.com/comment/opinion/article/3105351/booming-digital-economy-must-still-make-space-cash-particularly?utm_source=rss_feed Sun, 18 Oct 2020 14:00:18 +0000