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    <title>Kelvin Phua - South China Morning Post</title>
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    <description>Kelvin Phua is head of Global Payment Networks at PPRO.</description>
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      <description>Gone are the days of in-store or online. Retail commerce – even in-store – has transformed almost completely into digital commerce, the term used to describe the blend of online and offline commerce that we all enjoy today.
Whether it is the purchases themselves or the payment methods used to facilitate them, digital platforms are now an integral part of the retail experience.
This has empowered brands with global aspirations to scale up quickly across regions, reach new markets and gain market...</description>
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      <pubDate>Sun, 08 Aug 2021 08:15:17 +0000</pubDate>
      <title>The next shopping revolution: how we pay increasingly decides whether we buy at all</title>
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