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Alice Woodhouse

Hong Kong now ranks as the world's ninth most expensive city to live in, according to the Economist Intelligence Unit's latest bi-annual cost of living index.
But never fear, there is a digital underworld of apps at your disposal to help you save cash on a day-to-day basis.
The South China Morning Post picks five of the best.
 
1. MoneySave – MTR Edition

This gives you the cheapest subway ride by providing prices for the network's Early Bird Discount and Citysaver tickets (a kind of season ticket). Save money by searching for the nearest “special” terminal to your station, where you can swipe your Octopus card and save a few Hong Kong dollars on your next trip. The app also gives the location of stations where you can redeem MTR Club special offers. Available for iPhone and Android.
 
2. Octopus app

This app lets you monitor how much you spend on your Octopus card, including on public transit and in at convenience or other stores. It also facilitates online shopping, as long as the spree is under HK$1,000 (US$129). Only for Android.
 
3. Asia Miles app

Earn a free flight or upgrade to business class before leaving terra firma through this app’s list of nearby partners, where you can accrue Asia Miles. The app gives the location of partners in 17 Asian cities as well as listing special offers to gain bonus miles through hotels, healthcare, retail and other services. Miles can be redeemed for cinema tickets and other special offers. iPhone and Android.
 
4. Tricount

A handy way to keep track of spending in a group, be it lunch with colleagues or a holiday with friends. Just input an event, cost and the names of those involved and keep track of who owes what. A handy way to avoid end-of-trip altercations, especially as it provides an overall total and calculates the final sums owed by each person. iPhone and Android
 
5. Ahorro

Keep track of your money with this app, which allows you to set a budget and input your daily expenses under simple-to-use categories. The summary function breaks down all of your expenses, for example lunch, fun, groceries and snacks. You can also log incoming salary, bonuses or investments. iPhone and Android.


Top 5 apps to save money on a daily basis in Hong Kong, one of the world's most expensive cities

A commuter swipes his Octopus card before boarding an MTR light rail train in the Tin Shui Wai area of Hong Kong. Photo: Bloomberg

Photo: SCMP Pictures

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