Raymond Chong

Raymond Chong

Raymond Chong is chief executive officer at mortgage referral brokerage firm StarPro Agency

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Latest from Raymond Chong

Concrete Analysis | Planning to apply for a UK mortgage? Watch your spending and choose property wisely

Applying for a mortgage from a UK bank can be a daunting task, as its approval criteria can be vastly different from that of a Hong Kong bank.

Applying for a mortgage from a UK bank can be a daunting task, as its approval criteria can be vastly different from that of a Hong Kong bank.

Planning to apply for a UK mortgage? Watch your spending and choose property wisely
15 Dec 2020 - 7:19PM
Concrete Analysis | For Hongkongers, a trusted developer is key when pursuing a dream home in the UK market

Engaging a trusted developer is key to a fuss-free experience when investing in new homes from small and medium-sized builders in the UK market.

Engaging a trusted developer is key to a fuss-free experience when investing in new homes from small and medium-sized builders in the UK market.

For Hongkongers, a trusted developer is key when pursuing a dream home in the UK market
27 Oct 2020 - 7:48PM
Concrete Analysis | For BN(O) passport holders, the rising star of Southeast England is a great relocation option

Hongkongers have snapped up some 7,000-odd homes in the UK over the past two months, according to sources. The Southeast of England, notably Reading, could be the next favourite relocation spot for many BN(O) passport holders.

Hongkongers have snapped up some 7,000-odd homes in the UK over the past two months, according to sources. The Southeast of England, notably Reading, could be the next favourite relocation spot for many BN(O) passport holders.

For BN(O) passport holders, the rising star of Southeast England is a great relocation option
2 Feb 2021 - 12:38PM
Concrete Analysis | Four tips for homebuyers catching a surprise revival in Hong Kong housing market

Hong Kong’s housing market is showing some resilience in the face of rising Covid-19 infections, with prices and buying sentiment on the mend. For first-time buyers, consider some tips from the pros on mortgage applications.

Hong Kong’s housing market is showing some resilience in the face of rising Covid-19 infections, with prices and buying sentiment on the mend. For first-time buyers, consider some tips from the pros on mortgage applications.

Four tips for homebuyers catching a surprise revival in Hong Kong housing market
4 Aug 2020 - 5:59PM
Concrete Analysis | Which mortgage rate will be a lifesaver for Hong Kong homeowners?

The Hong Kong Mortgage Corporation (HKMC) has recently introduced a pilot scheme for fixed-rate mortgages for 10, 15 and 20 years, with rates fixed at 2.55 per cent, 2.65 per cent and 2.75 per cent, respectively.

The Hong Kong Mortgage Corporation (HKMC) has recently introduced a pilot scheme for fixed-rate mortgages for 10, 15 and 20 years, with rates fixed at 2.55 per cent, 2.65 per cent and 2.75 per cent, respectively.

Which mortgage rate will be a lifesaver for Hong Kong homeowners?
19 May 2020 - 7:04PM
Concrete Analysis | Looking for an easy way to migrate to the UK? Just invest US$250,000 in Turkish real estate

Hongkongers can get Turkish citizenship by buying property worth US$250,000, which in turn allows them to set up a business in the UK and apply for permanent residency in five years’ time.

Hongkongers can get Turkish citizenship by buying property worth US$250,000, which in turn allows them to set up a business in the UK and apply for permanent residency in five years’ time.

Looking for an easy way to migrate to the UK? Just invest US$250,000 in Turkish real estate
11 Feb 2020 - 6:18PM
Concrete Analysis | Malaysian property provides options for investors seeking escape from Hong Kong unrest

Malaysia has emerged as a popular choice among Hongkongers seeking a safety haven amid long-running political crisis

Malaysia has emerged as a popular choice among Hongkongers seeking a safety haven amid long-running political crisis

Malaysian property provides options for investors seeking escape from Hong Kong unrest
10 Dec 2019 - 6:48PM
Concrete Analysis | First-home borrowers must read the fine print as the devil is in the details of Hong Kong’s relaxed mortgage entitlements

However, one should not quickly jump on the bandwagon and rush to buy, because the devil is still in the details.

However, one should not quickly jump on the bandwagon and rush to buy, because the devil is still in the details.

First-home borrowers must read the fine print as the devil is in the details of Hong Kong’s relaxed mortgage entitlements
22 Oct 2019 - 6:28PM
Concrete Analysis | Will banks raising their Hibor-linked mortgage rates take the heat out of Hong Kong’s property market? Probably not

Raising the mortgage cap from 2.375 per cent to 2.625 per cent will result in a HK$520 increase in monthly payments on average, which is unlikely to deter prospective buyers, says Raymond Chong of StarPro Agency

Raising the mortgage cap from 2.375 per cent to 2.625 per cent will result in a HK$520 increase in monthly payments on average, which is unlikely to deter prospective buyers, says Raymond Chong of StarPro Agency

Will banks raising their Hibor-linked mortgage rates take the heat out of Hong Kong’s property market? Probably not
25 Sep 2019 - 2:19PM
Concrete Analysis | Here’s what Hongkongers need to know about cash rebates on mortgage transfers

Banks led by HSBC are cutting the money back offers on mortgage refinancing as lenders look to restore their profit margin amid fierce competition.

Banks led by HSBC are cutting the money back offers on mortgage refinancing as lenders look to restore their profit margin amid fierce competition.

Here’s what Hongkongers need to know about cash rebates on mortgage transfers
16 Jul 2019 - 6:49PM